Opening a bank account: call the branch first
A short call can save a second trip. Ask the branch what it needs for your status and the purpose of the account, rather than arriving with a generic list.
By Seemile · Sources checked
Before visiting
- Explain whether the account is for wages, study or everyday spending.
- Ask which identity, address and purpose-of-account documents are required.
- Check whether your chosen service needs a Korean phone registered in your own name.
At the counter
- Ask about transfer limits and any restrictions on a newly opened account.
- Confirm the fees for the services you expect to use.
- If you need a debit card or mobile banking, request an explanation during the same visit.
Protect the account
- Keep passwords and one-time verification codes private.
- Verify unexpected requests using the bank’s official contact details.
- For overseas transfers, check the recipient details, total fees and amount received before confirming.
A little Korean goes a long way
- 계좌를 개설하고 싶어요. — I would like to open an account.
- 이체 한도가 얼마인가요? — What is the transfer limit?
Official information
- My Seoul+ · Banking — Seoul Metropolitan Government
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